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Money Matters Wealth Tip #80 – Habit 4: Think Win-Win To think win-win you must make a paradigm shift. This type of thinking will be difficult at first due to the thinking that most have developed over their lives.   Win-lose thinking Most situations are win-lose...

Money Matters Wealth Tip #77 – Habit 3: First Things First   Habit 3 is doing first things first. What does this mean? It means doing the most important things first. Getting to what’s important and eliminating the noise. In Habit 3 doing first things first...

Money Matters Wealth Tip #71 – Habit 2: Begin With the End in Mind What does it mean to begin with the end in mind? Simply put you begin with a vision. You create this vision in your mind. A good example is a blue print for a house. You first start with a vision then...

Money Matters Wealth Tip #66 – Corona Virus - Is this getting to You? All we see is Corona Virus, Covid 19. People dying everywhere. Need to quarantine. Run for the hills the world in ending!   The world has been changed forever! This makes me sick. I think the...

Money Matters Wealth Tip #65 – Habit 1 Be Proactive Continuing with the 7 Habits of Highly effective people we shall explore Habit 1 Be Proactive. Last week we briefly discussed all 7 habits. If you missed it you can catch up here:   7 Habits of Highly Effective...

Money Matters Wealth Tip #64 – Corona Virus Fact or Fiction Corona Virus fact or fiction. Fact 219,238 cases worldwide. Worldwide! World Population 7.8 Billion. Corona virus deaths worldwide 8,967. Recovered 85,744. These numbers are changing by the minute so check...

Money Matters Wealth Tip #63 – 3 Essential Facts about Debt Consolidation These essential facts about debt consolidation will set you straight. Is debt consolidation a good idea? Should you or shouldn’t you?   1. Benefits of debt consolidation When you...

Money Matters Wealth Tip #62 – 7 Reasons Why You Must Have a Budget   7 reasons why you must have a budget in this article we explore why a budget is important. I know a budget is a dirty word. Most people view it as evil. The fact is it will help you excel your...

Money Matters Wealth Tip #60 – Wealth Building - Wisdom Wisdom is the quality of having experience, knowledge, and good judgement. The quality of being wise. How does wisdom create wealth? Why having wisdom will benefit your ability to create wealth.   Bible...

Money Matters Wealth Tip #59 – 7 Habits of Highly Effective People   The 7 Habits of Highly Effective people written by Stephen Covey in 1989 was an earth breaking book written about personal change.   This master piece changed many lives. When you follow...

Money Matters Wealth Tip #58 – 9 Corona Virus Defenses   While the hype out of control what can we do? There are at least 9 Corona Viruses defenses that we can deploy. These defenses are building our immune system. Any virus requires that you take some common...

Money Matters Wealth Tip #57 – 9 Strategies for a Debt Free Life Living debt free is a life that is stress free. A stress free life is something that you can become accustom to. Once you achieve such a goal you will never go back.   Take it one step further, if...

Money Matters Wealth Tip #56 – 5 Budget Hacks for Success Develop these 5 budget hacks for success and watch your budget grow your wealth. Getting a budget set up is the most important step you can take to begin your journey to financial independence!   5 Budget...

Money Matters Wealth Tip #53 – Habits that will make you Persistent   Continuing our Journey developing our skill of persistence! In the previous weeks we have explored: The Habit of Highly Success People and How to Avoid the Lack of Persistence. In this final...

Money Matters Wealth Tip #52 – Healthy Living – Coronavirus   If you are just back from your trip from a faraway galaxy the big news here on Earth has been the Coronavirus.   Before I get started I must preface this article with the fact that I am not a...

Money Matters Wealth Tip #51 – Debt Payoff – An Interesting Approach Do you want to say good bye to your debt? Hate working for the banks? Want to hate them more just take a look at their headquarters. Your hard earn money paid for it!   Say No More to Debt Did...

Money Matters Wealth Tip #50 – Emergency Fund   What is an Emergency Fund? It is a safety net! The chance it will rain someday is 100%. Having an emergency fund will give you peace of mind. The need to use debt or a credit card goes to zero. Creating an emergency...

Money Matters Wealth Tip #48 – Lazy Hands vs Diligent Hands   Lazy hands vs. Diligent hands what does this mean. Where did this come from?   Lazy hands make for poverty; but diligent hands bring wealth. Proverbs 10:4 Straight from the bible, we shall explore...

Money Matters Wealth Tip #47 – Persistence – How to Avoid the Lack of Persistence   In our first post on persistence we reviewed how highly successful people were consistently persistent. If you missed that read it HERE.  We went on to discuss how that if you...

Money Matters Wealth Tip #46 – Benefits of Quitting Sugar We will review the benefits of quitting sugar in this article. Last week we discussed the possibility that sugar is a drug, find that article here. Furthermore we discussed many of the side effects of sugar....

Money Matters Wealth Tip #45 – Debt- 3 Apps for Managing Debt Finally you have had enough this debt must go. Tired of living paycheck to pay check. Making the banks and credit card companies rich.   Beside half the stuff you bought because you needed it is...

Money Matters Wealth Tip #44 – Budget 2 Savings Tricks Is your budget done? Does it balance? OR do you have some work? No doubt there will be adjusting that needs to take place. Furthermore if you are like most people you could always use more money. Even with a solid...

Money Matters Wealth Tip #42 – Get Rich Quick In today’s fast paced world many are looking for short cuts to get rich quick. Seeking that magic formula. If only I can have a million dollars then I would be free to do whatever I want.   A couple of issues First is...

Money Matters Wealth Tip #41 – Persistence – The Habit of Highly Successful People   Success is born out of Persistence. Highly Successful People all have this consistent trait. To reach their goals they never give up. When you are persistent you will achieve...

Money Matters Wealth Tip #40 – Healthy Living – Sugar It is no secret that refined sugar is bad for your health. We shall explore the health hazards of sugar. Is sugar a drug?   Sugar is socially accepted as harmless. When sugar binges turn into daily habits health...

Money Matters Wealth Tip #39 – Debt Payoff Increase Your Brain Power When you pay off your debt you increase your brain power. A new super power! Or some hoax? You decide! I do know that if you want to be financially independent then eliminating your debt is a...

Money Matters Wealth Tip #38 – Membership Friend or Foe Budgets are a pain to get nailed down. Always some adjustment needs to be made. Then you read some information on the internet and you are back adjusting your budget.   In Search of the perfect Budget Forget...

Money Matters Wealth Tip #36 – No Debt Remain Outstanding “Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law,” Romans 13:8   What might this mean? Looking at the first part no debt...

Money Matters Wealth Tip #35 – Compounding - A Way of Life Albert Einstein said, “Compound interest is the eighth wonder of the world. He who understands it, earns it … He who doesn’t pays it.” What Einstein did not realize it that compounding went way beyond just...

Money Matters Wealth Tip #34 – Heart Health This month is American Heart Month. Heart disease is the number one cause of death. There are a number of factors that can increase or decrease ones risk of heart disease.     Preventing Heart Disease There are a number...

Money Matters Wealth Tip #32 – The 24 Hour Rule What in the world is the 24 hour rule? How does that impact my budget? The 24 hour rule is a budget saving trick. This could save you big dollars when all is said and done.   How does it work? It is pretty simple...

Money Matters Wealth Tip #30 – Build Wealth Become a Millionaire Become a Millionaire Buy a lotter ticket. If you win you will be a millionaire! But will you be able to keep it? Many lottery winners actually end up worse off. Here are some stories detailing how their...

Money Matters Wealth Tip #29 – Compound Interest The magic of compound interest and applying the rule of 72.   As Albert Einstein said “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t  … pays it” I see many...

Money Matters Wealth Tip #28 – Healthy Living- The Benefits of Apple Cider Vinegar   Apple cider vinegar has been shown to have a number of potential health benefits. There are pros and cons. Miracle cure or Hoax. You decide? We have listed some benefits and side...

Money Matters Wealth Tip #27 – 7 Characteristics of Debt Free People Debt free people are wise, patient, confident, goal driven, responsible, not materialist and willing to make sacrifices!    1. Wise Wise People realize that debt isn’t a tool. The only ones...

Money Matters Wealth Tip #26 – Budget – How Much Should I Spend   Setting up a budget will set you free. Many folks don’t know how much to spend on certain expense. In this article we will give you some parameters. These percent’s are not edged in stone but are...

Money Matters Wealth Tip #24 – Life Journey     Life is a journey and we are just passing through. We must make the most of every day.   Experiences Every day is a different experience and we need to create as many experiences as we can. These...

Money Matters Wealth Tip #23 – Compounding – A Lifetime Goal Compounding, what comes to mind?   A couple of things come to mind for me, compound interest and a compounding pharmacy. Well compound interest was the first thing I learned about, then spending a...

Money Matters Wealth Tip #22 – Healthy Living -Dehydration   This wealth tip is a health tip. We will discuss the symptoms of dehydration and how a simple urine chart can help you determine if you are dehydrated. Being healthy is an important part of your wealth...

Money Matters Wealth Tip #21 – Get out of Debt Start Here   Have you had enough of those monthly credit card payments? Tired of that car payment? Student loans moved in? How about pay day loans? Personal loans?   Feeling overwhelmed?   Take a deep...

Money Matters Wealth Tip #18 - Faith   Do you have Faith? If not get some! It is extremely important that you have faith. Without faith life will be difficult. You need to have faith in yourself, in God and that through persistence you will achieve success. If...

Money Matter Wealth Tip #17 – Through the Looking Glass   Building Wealth is a goal of many people. Yet many consider becoming wealthy unattainable. We will explore why that is the case.  Who is the Problem? To begin the problem is you! Yes you. Take a look in...

Money Matters Wealth Tip #14 - 15 Budget Busting Items 1-4 Just finished putting together your budget, what a master piece! It was grueling, you didn’t know you spent so much money on eating out. You didn’t know you were paying so much on credit cards? There is a...

Build Wealth Inheritance     As you build wealth you will be able to leave an inheritance to your heirs. Is that a goal? Some may say no while others say yes. Either way you can create wealth and leave it to your family members or your favorite charity....

Track your way to financial independence.   Apply the following strategies and become financially independent. Achieving success requires acquiring various skills. One skill that will help you meet success head on it to track your progress! Why bother to track...

Money Matters Wealth Tip #10 Debt Payoff Salami Method Here it is! Are you ready for it? Can you handle it?     The Salami method. What? Yes you read that right the salami method! This is simply just taking it one step at a time. Nice and easy. Do first...

Money Matters Wealth Tip # 9 Debt Snow Ball or Avalanche What is your best plan of attack? Two potential plan are presented here. Time is coming to get into action!   The debt snow ball. This plan requires you to list all your debt from smallest to largest...

 Money Matters Wealth Tip #8 My Debt Story At this point I want to establish that all debt is bad including mortgages. There is no such thing as good debt as some experts would like you to believe. Get rid of it and the faster the better. Don’t let anyone especially...

Money Matters Wealth Tip #7 Become Debt Free  Free yourself from debt bondage! Is debt weighing you down? The average personal debt is about $38,000 with credit card debt being about 50% according to this CNBC article. Personal debt is defined as credit card, auto...

Debt makes you a Slave   Debt is the root of all evil. When you are in debt you become a slave to it. Every day you go to work so that you can continue to pay your debt. Some say there is good debt and bad debt. All debt is bad. Debt will not make you wealthy. If...

Money Matters Wealth Tip # 5 Focus   Your goal is to become wealthy, achieve financial independence. How do you make that happen? The very simply answer is to focus. Yes, the key ingredient is focus. When you focus on achieving your goal you actually make it...

This will be a work in progress So now you have all your spending over the last 30, 60 90 days. Take a close hard look at it. What do you see?  Perhaps you see a lot of debt payments credit cards, auto loans, personal loans, mortgage, student loans the list goes on....

Wealth Tip #3 Budget – Tracking for Wealth     Accumulate your bills   Now you want to build out the rest of your expenses. Do you know where your money is going? What are you spending your hard earn money on? Locate all your bills that you paid over...

Wealth Tip # 2 Budget - Building the Walls   Are you ready to begin, today we will discuss your income and how to take home the most you can. Then we will begin with a few of the essentials such as food, shelter, clothing and transportation.   Income  ...

Wealth Tip # 1 Building the Foundation     The most essential element in building wealth is laying a good foundation. You need to build a budget. Yes I said budget. Now you are thinking a budget is for chumps.   I assure you that wealthy folks set a...

Net Worth   Net worth? What is it? Why is it important? Why track it?   Welcome to our preview issue of Money Matters. We will be to the point and all posts will be about one minute in length. Everyone is busy, but when it comes to your financial education...